Our Companies

We are an independent insurance agency, which means we can represent any number of fine insurance companies to best suit the needs of our customers.  We constantly monitor their results, their ability to provide what you need, at a reasonable price, and their ability to work with us to serve our clients.  A partical list of our insurance carriers are listed below. If you have any questions about them, you may contact us at:  tbfox@emsinsurance.com

  • A-Central
  • Adirondack
  • Chautauqua Patrons
  • Cincinnati
  • Dryden Mutual
  • Erie
  • Erie and Niagara
  • Farmers
  • Fire Districts of New York Mutual
  • First Rehabilitation Life
  • Foremost
  • GMAC
  • Genesee Patrons
  • Guardian
  • Hanover
  • The Hartford
  • Lancer
  • Merchants
  • Mercury
  • Michigan Millers
  • National Benefit Life
  • National Interstate
  • New York Central Mutual
  • Peerless
  • Philadelphia
  • Progressive
  • Safeco
  • Sun Life
  • Tower
  • Travelers
  • Utica First
  • VFIS
  • Zurich