Financial Services


The Value of a Representative

You're not a one-size-fits-all.  You're not a number.  You're an individual who values choice.  At EMS Financial Services we believe that a qualified representative can help you make the most of your choices.  Not only can a representative offer guidance and expertise as you consider your options, but he or she also has the knowledge and resources to help build a successful retirement strategy to address your unique needs and goals.

A representative can:

·       Help define your financial goals and design a retirement strategy to meet your particular needs, tolerance for risk and timeframe.


·       Analyze the risks and potential rewards of specific investments and provide investment recommendations.


·       Execute your retirement strategy, monitor your progress and make adjustments to meet your changing financial goals or to address changing investment markets or tax laws.


·       Provide guidance during volatile or difficult market conditions and help you understand the value of a long-term investment strategy.


·       Determine when and how your assets should be distributed, taking into account your sources of income, financial needs, taxes and many other variables.

Thomas B. Fox, CIC and Eric J. Walters are Registered Representatives offering securities exclusively through Cadaret, Grant & Co., Inc.  Member FINRA/SIPC, an independent broker dealer.

Check the background of these investment professionals on FINRA’s BrokerCheck