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Category: Group Benefits

Flu Season and Group Health Benefits: What Employers Should Know

Flu Season and Group Health Benefits: What Employers Should Know

As flu season picks up each fall, employers are often looking for practical ways to support employee health while managing the impact of illness-related absences on their business. Group health benefits, along with a few workplace wellness efforts, can play a meaningful role during this time of year. Why Flu Season Matters for Employers Seasonal flu tends to peak between October and February, and illness-related...

Voluntary Benefits 101: Adding Value to Your Group Benefits Package

Voluntary Benefits 101: Adding Value to Your Group Benefits Package

What Are Voluntary Benefits? Voluntary benefits are additional coverage options that employees can choose to purchase, often at a discounted group rate, alongside their core benefits like health insurance. Unlike core benefits, which employers often subsidize, voluntary benefits are typically paid for by the employee through payroll deduction, though some employers choose to cover part or all of the cost as an added perk. Because...

Preparing for Open Enrollment: A Checklist for Employers

Preparing for Open Enrollment: A Checklist for Employers

Open Enrollment Season Starts With Early Planning For many employers, open enrollment falls in the last few months of the year, which makes early fall an important time to start preparing. Getting an early start can help avoid a last-minute scramble and give employees more time to make informed decisions about their benefits, rather than feeling rushed into choices that affect their coverage for an...

Dental and Vision Benefits: Why They Matter More Than Employees Realize

Dental and Vision Benefits: Why They Matter More Than Employees Realize

When employees rank the benefits most important to them, dental and vision coverage consistently appear near the top—often ranking second only to medical insurance. For employers building or refining a group benefits package, understanding the value employees place on these coverages is worth considering. Why Dental and Vision Coverage Matters to Employees Routine dental and vision care are predictable, recurring needs for most working adults....

What Is a Section 125 Cafeteria Plan and How Can It Benefit Your Employees?

What Is a Section 125 Cafeteria Plan and How Can It Benefit Your Employees?

When business owners explore ways to enhance employee benefits without significantly increasing costs, one option that often comes up is a Section 125 cafeteria plan. Despite the somewhat technical name, this type of benefit arrangement can be a practical tool for both employers and employees. What Is a Section 125 Cafeteria Plan? A Section 125 cafeteria plan—named for the section of the IRS tax code...